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Real Estate
The
longing for owning your own home, home property is embedded in
all of us. We all long to call something our own home, be it a
small house or a big mansion, all depending upon our need and
image we have of ourselves.
Real estate is a key indicator of economic growth in any nation,
more so in the developed world. The recent crash in the real
estate prices, and in homesteads in America, has brought its
economy nearly to its knees.
One needs to be very careful in dealing with real estate. There
are many scams, and many scimitars are so savvy that they would
have their mother believe that she is getting a good deal! You
need to check on the reputation of the seller of real estate,
you must check the land records of the area in which you are
considering investing in. Don't get fooled by the documents you
are shown. You must verify it with an independent agency.
When you are investing in a built up house, you need to check
whether it meets your requirement. Once you think you like it,
you would need to check the home registration papers, its
structural strength, what repairs, if any are required, for
water supply, electricity supply, whether the owner has not
already mortgaged with some bank or a real estate developer. Of
course, it would be better if you were to hire a professional
like an architect who could this investigation for you. It's not
cheap; but then, it is much cheaper than having to redo a whole
lot of things, which are far more expensive.
If you are selling your house, then obviously what has been
written above applies to you in a converse manner. it would be
good on your part to join hands with the person whom you are
selling to, and clarify all points. It helps you also if you
were to show the original documents, and help the seller in
checking and rechecking various documents, and title deeds. It
would be a better idea for you to get a small down payment made
in your name in the first instance. Once the buyer is satisfied
on all counts, you should ask for a Banker's Check payable in
your name. Normally, personal checks should not be taken for
payment, unless you know the person very well. Make sure that
you draw up the sale deed in a manner that if certain payments
are not made, your right to money is protected. This is best
done by real estate lawyers and it is recommended that you and
the buyer go to one and get the deeds drawn up properly and in a
clear and concise manner.
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